Home Equity Loans

Solutions offers Home Equity Loans in many forms. Member pays the following:

  • Appraisal Fee
  • Mortgage Tax
  • Title Search
  • Recording Fees
  • Flood Certification

The following loans are for Single family homes only:

  • Fixed Rate Home Improvement Loans up to 72 months. 80% appraised value 1st lien position
  • Fixed Rate Home Improvement Loans up to 144 months. 80% appraised value 1st lien position
  • If the Credit Union will be in the second lien position (70% appraised value)

The following loans are for Owner/Occupied Duplex only:

  • Fixed Rate home Improvement Loan up to 144 Months. (60% appraised value)

The following loans are for Rental Property only:

  • $49,500 Maximum Limit up to 84 Months. (50% appraised value)

(Add 1/2% to the following rates if the Home Equity loan will be in a second lien position.)

Apply for a Loan Online!

Rental Property Loan Rate

APRInfo and/or Terms
9.75%84 mos. $49,500 Max - 50% of value

Fixed Home Equity Loans

APRInfo and/or Terms
4.25% (fixed)up to 72 months ($10,000-$85,000)
4.75% (fixed)up to 144 months ($10,000-$85,000)

***Rates subject to change without notice***
***The rate offered is determined by your credit history***