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Personal Loans

Personal loans can be used for almost any purpose you can think of, from consolidating debt and paying off credit cards, to paying for a wedding or taking a dream vacation. 

Solutions CU offers two types of personal loans for our members. 

Share secured loans are a low-cost, low-interest way to finance by using your credit union share accounts as collateral as you borrow from Solutions.  

Unsecured loans are typically used for home improvement projects or major purchases.

  • Unsecured loans feature a typical repayment schedule of 12 to 48 months. 
  • A member may borrow up to $25,000 maximum.
  • The maximum amount of money that a member may borrow is based on credit score, yearly income and debt ratio.

Apply online for your personal loan today.

See our current rates and terms for share secured and unsecured loans.

To learn more about our personal loan options, call (607) 734-7144 to speak to one of our representatives.