Current Loan Rates

Please call our office at (607) 734-7144 or visit us in person to confirm current rates, offers, and promotions.

New Vehicle Rates

APR	Info and/or Terms
5.95%-10.45%	36 - 84 months
5.95%-10.45%	66 months ($8,000+)
5.95%-10.45%	72 months ($10,000+)
6.95%-11.45%	84/96 months ($20,000+)

 

Used Vehicle Rates

APR	Info and/or Terms
6.95% - 11.45%	36 - 72 months. 72 mos. Term add 1%, ** If financing 121% or more of NADA book rate is 8.95% to 13.45% (New or Used vehicles) 72 mos. Max

 

Open End Line of Credit

APR	Info and/or Terms
9.25% - 13.75%	12 - 60 months

 

Rental Property Loan Rate

APR	Info and/or Terms
9.50% (Member pays all closing costs)	96 months, $50,000 Max - 70% of value

 

Fixed Home Equity Loans

APR	Info and/or Terms
6.00% (fixed)	up to 84 months ($25,000-$175,000),
6.25% (fixed)	up to 180 months ($25,000-$175,000)

 

New Boat, Camper, & Travel Trailer
Loan Rates

APR	Info and/or Terms
6.95 - 11.45%	144 months (2025 - 2021)

 

Used Boat, Camper, & Travel Trailer
Loan Rates

APR	Info and/or Terms
7.95% - 12.45%	84 months (2020 - 2016)

 

New Motorcycle, ATV, and 4 Wheeler Rates

APR	Info and/or Terms
6.95% - 11.45%	72 months (2025-2021)

 

Used Motorcycle, ATV, and 4 Wheeler Rates

APR	Info and/or Terms
7.95% - 12.45%	60 months (2020 - 2016)

 

Share Secured Loan Rates

APR	Info and/or Terms
3.95%	84 months fixed-rate (maximum limit is $250,000.00)

 

Consolidated Loan Rates

APR	Info and/or Terms
15.75%	up to 48 months (Secured only)

 

Secured Personal Loan Rates

APR	Info and/or Terms
8.25% - 12.75%	12-72 months up to $50,000 66 months over $10,000 72 months over $20,000

 

Unsecured Personal Loan Rates

APR	Info and/or Terms
9.25% - 13.75%	12-60 months up to $25,000

 

***Rates subject to change without notice***
***The rate offered is determined by your credit history***