Current Loan Rates
Please call our office at (607) 734-7144 or visit us in person to confirm current rates, offers, and promotions.
New Vehicle Rates
APR | Info and/or Terms |
---|---|
2.95%-9.45% |
36 - 84 months |
2.95%-9.45% |
66 months ($8,000+) |
2.95%-9.45% |
72 months ($10,000+) |
3.95%-10.45% |
84 months ($20,000+) |
Used Vehicle Rates
APR | Info and/or Terms |
---|---|
3.95% - 10.45% |
36 - 72 months, 72 mos. Term add 1%, ** If financing 1.16% or more of NADA book rate is 5.95% to 12.45% (New or Used vehicles) 72 mos. Max |
Open End Line of Credit
APR | Info and/or Terms |
---|---|
6.95% - 13.45% | 12 - 60 months |
Rental Property Loan Rate
APR | Info and/or Terms |
---|---|
7.95% (Member pays all closing costs) | 96 months, $50,000 Max - 70% of value |
Fixed Home Equity Loans
APR | Info and/or Terms |
---|---|
3.75% (fixed) |
up to 84 months ($15,000-$125,000), |
3.95% (fixed) |
up to 180 months ($15,000-$125,000) |
New Boat, Camper, & Travel Trailer
Loan Rates
APR | Info and/or Terms |
---|---|
3.95% - 10.45% | 144 months (2021 - 2017) |
Used Boat, Camper, & Travel Trailer
Loan Rates
APR | Info and/or Terms |
---|---|
4.95% - 11.45% | 84 months (2016 - 20 12) |
New Motorcycle, ATV, and 4 Wheeler Rates
APR | Info and/or Terms |
3.95% - 10.45% |
72 months (2021-2017) |
Used Motorcycle, ATV, and 4 Wheeler Rates
APR | Info and/or Terms |
---|---|
4.95% - 11.45% | 60 months (2016 - 2012) |
Share Secured Loan Rates
APR | Info and/or Terms |
---|---|
2.25% | 84 months fixed-rate (maximum limit is $250,000.00) |
Consolidated Loan Rates
APR | Info and/or Terms |
---|---|
11.50% - 18.00% | up to 48 months (Secured only), Credit Card payoff can be unsecured. |
Secured Personal Loan Rates
APR | Info and/or Terms |
---|---|
5.95% - 12.45% |
12-72 months up to $25,000 66 months over $10,000 72 months over $20,000 |
Unsecured Personal Loan Rates
APR | Info and/or Terms |
---|---|
6.95% - 13.45% |
12-60 months up to $15,000 |
***Rates subject to change without notice***
***The rate offered is determined by your credit history***