Current Loan Rates
Please call our office at (607) 734-7144 or visit us in person to confirm current rates, offers, and promotions.
New Vehicle Rates
APR | Info and/or Terms |
---|---|
6.50%-11.00% |
36 - 84 months |
6.50%-11.00% |
66 months ($8,000+) |
6.50%-11.00% |
72 months ($10,000+) |
7.50%-12.00% |
84 months ($20,000+) |
Used Vehicle Rates
APR | Info and/or Terms |
---|---|
7.50% - 12.00% |
36 - 72 months, 72 mos. Term add 1%, ** If financing 121% or more of NADA book rate is 6.75% to 12.45% (New or Used vehicles) 72 mos. Max |
Open End Line of Credit
APR | Info and/or Terms |
---|---|
9.75% - 14.25% | 12 - 60 months |
Rental Property Loan Rate
APR | Info and/or Terms |
---|---|
9.95% (Member pays all closing costs) | 96 months, $50,000 Max - 70% of value |
Fixed Home Equity Loans
APR | Info and/or Terms |
---|---|
6.75% (fixed) |
up to 84 months ($15,000-$125,000), |
7.00% (fixed) |
up to 180 months ($15,000-$125,000) |
New Boat, Camper, & Travel Trailer
Loan Rates
APR | Info and/or Terms |
---|---|
7.50 - 12.00% | 144 months (2023 - 2019) |
Used Boat, Camper, & Travel Trailer
Loan Rates
APR | Info and/or Terms |
---|---|
8.50% - 13.00% | 84 months (2018 - 2014) |
New Motorcycle, ATV, and 4 Wheeler Rates
APR | Info and/or Terms |
7.50% - 12.00% |
72 months (2023-2019) |
Used Motorcycle, ATV, and 4 Wheeler Rates
APR | Info and/or Terms |
---|---|
8.50% - 13.0% | 60 months (2018 - 2014) |
Share Secured Loan Rates
APR | Info and/or Terms |
---|---|
4.25% | 84 months fixed-rate (maximum limit is $250,000.00) |
Consolidated Loan Rates
APR | Info and/or Terms |
---|---|
13.50% - 18.00% | up to 48 months (Secured only), Credit Card payoff can be unsecured. |
Secured Personal Loan Rates
APR | Info and/or Terms |
---|---|
8.75% - 13.25% |
12-72 months up to $25,000 66 months over $10,000 72 months over $20,000 |
Unsecured Personal Loan Rates
APR | Info and/or Terms |
---|---|
9.75% - 14.25% |
12-60 months up to $15,000 |
***Rates subject to change without notice***
***The rate offered is determined by your credit history***