Solutions-int-headers_chs090619_0003_Bank-Online.jpg

Current Loan Rates

Please call our office at (607) 734-7144 or visit us in person to confirm current rates, offers, and promotions.

New Vehicle Rates

APR Info and/or Terms

6.25%-10.75%

36 - 84 months

6.25%-10.75%

66 months ($8,000+)

6.25%-10.75%

72 months ($10,000+)

7.25%-11.75%

84 months ($20,000+)

 

Used Vehicle Rates

APR Info and/or Terms
7.25% - 11.75%

36 - 72 months, 72 mos. Term add 1%, ** If financing 121% or more of NADA book rate is 6.75% to 12.45% (New or Used vehicles) 72 mos. Max

 

Open End Line of Credit

APR Info and/or Terms
9.25% - 13.75% 12 - 60 months

 

Rental Property Loan Rate

APR Info and/or Terms
9.95% (Member pays all closing costs) 96 months, $50,000 Max - 70% of value

 

Fixed Home Equity Loans

APR Info and/or Terms
6.70% (fixed)

up to 84 months ($15,000-$125,000),

7.00% (fixed)

up to 180 months ($15,000-$125,000)

 

New Boat, Camper, & Travel Trailer
Loan Rates

APR Info and/or Terms
6.75 - 11.25% 144 months (2023 - 2019)

 

Used Boat, Camper, & Travel Trailer
Loan Rates

APR Info and/or Terms
7.75% - 12.25% 84 months (2018 - 20 14)

 

New Motorcycle, ATV, and 4 Wheeler Rates

APR Info and/or Terms
7.00% - 11.50%

72 months (2023-2019)

 

Used Motorcycle, ATV, and 4 Wheeler Rates

APR Info and/or Terms
8.00% - 12.50% 60 months (2018 - 2014)

 

Share Secured Loan Rates

APR Info and/or Terms
4.25% 84 months fixed-rate (maximum limit is $250,000.00)

 

Consolidated Loan Rates

APR Info and/or Terms
13.50% - 18.00% up to 48 months (Secured only), Credit Card payoff can be unsecured.

 

Secured Personal Loan Rates

APR Info and/or Terms
8.50% - 13.00%

12-72 months up to $25,000

66 months over $10,000

72 months over $20,000

 

Unsecured Personal Loan Rates

APR Info and/or Terms
9.25% - 13.75%

12-60 months up to $15,000

 

***Rates subject to change without notice***
***The rate offered is determined by your credit history***