Current Loan Rates

Please call our office at (607) 734-7144 or visit us in person to confirm current rates, offers, and promotions.

New Vehicle Rates

APR	Info and/or Terms
6.50%-11.00%	36 - 84 months
6.50%-11.00%	66 months ($8,000+)
6.50%-11.00%	72 months ($10,000+)
7.50%-12.00%	84 months ($20,000+)

 

Used Vehicle Rates

APR	Info and/or Terms
7.50% - 12.00%	36 - 72 months, 72 mos. Term add 1%, ** If financing 121% or more of NADA book rate is 6.75% to 12.45% (New or Used vehicles) 72 mos. Max

 

Open End Line of Credit

APR	Info and/or Terms
9.75% - 14.25%	12 - 60 months

 

Rental Property Loan Rate

APR	Info and/or Terms
9.95% (Member pays all closing costs)	96 months, $50,000 Max - 70% of value

 

Fixed Home Equity Loans

APR	Info and/or Terms
6.75% (fixed)	up to 84 months ($15,000-$125,000),
7.00% (fixed)	up to 180 months ($15,000-$125,000)

 

New Boat, Camper, & Travel Trailer
Loan Rates

APR	Info and/or Terms
7.50 - 12.00%	144 months (2023 - 2019)

 

Used Boat, Camper, & Travel Trailer
Loan Rates

APR	Info and/or Terms
8.50% - 13.00%	84 months (2018 - 2014)

 

New Motorcycle, ATV, and 4 Wheeler Rates

APR	Info and/or Terms
7.50% - 12.00%	72 months (2023-2019)

 

Used Motorcycle, ATV, and 4 Wheeler Rates

APR	Info and/or Terms
8.50% - 13.0%	60 months (2018 - 2014)

 

Share Secured Loan Rates

APR	Info and/or Terms
4.25%	84 months fixed-rate (maximum limit is $250,000.00)

 

Consolidated Loan Rates

APR	Info and/or Terms
13.50% - 18.00%	up to 48 months (Secured only), Credit Card payoff can be unsecured.

 

Secured Personal Loan Rates

APR	Info and/or Terms
8.75% - 13.25%	12-72 months up to $25,000 66 months over $10,000 72 months over $20,000

 

Unsecured Personal Loan Rates

APR	Info and/or Terms
9.75% - 14.25%	12-60 months up to $15,000

 

***Rates subject to change without notice***
***The rate offered is determined by your credit history***