Watch your money grow!

Invest in a certificate of deposit today.

A Certificate of Deposit is a savings account which earns dividends over a specified period of time--6 months, 12 months or 18 months. A minimum balance of $1,000 is required for this account. 


A certificate of deposit may be right for you if: 

  • You will not have to access the savings for the duration of the term. Because cd’s are intended to be held to term, an early withdrawal penalty will apply if a certificate is closed prior to the maturity date. 
  • You want to earn a higher return rate on your money than you would earn in a traditional savings account. 

Certificates of Deposit (CD's)

APR APY Info/Terms
3.75% 3.803% 6-month term
4.14% 4.205% 12-month term
4.14% 4.205% 18-month term


For more information about our certificates of deposit or to open a cd, please fill out our application and visit us, or call Solutions at (607) 734-7144.